diff --git a/src/components/subscribe-plan-list/index.scss b/src/components/subscribe-plan-list/index.scss
index 18ffd1c..47be3d8 100644
--- a/src/components/subscribe-plan-list/index.scss
+++ b/src/components/subscribe-plan-list/index.scss
@@ -17,6 +17,12 @@
   }
 }
 
+.plans.plans_no-billing-cycle:not(.plans_embedded) {
+  .plan-grid-container {
+    padding-top: 52px;
+  }
+}
+
 .plans {
   margin-top: 19px;
 
diff --git a/src/components/subscribe-plan-list/index.tsx b/src/components/subscribe-plan-list/index.tsx
index 395e660..58bbd90 100644
--- a/src/components/subscribe-plan-list/index.tsx
+++ b/src/components/subscribe-plan-list/index.tsx
@@ -198,6 +198,10 @@ export default function SubscribePlanList({ embedded = false, onBillingCycleChan
   const [planList, setPlanList] = useState<ProductPlan[]>([]);
   const [selectedPlanKeyByGroup, setSelectedPlanKeyByGroup] = useState<Record<string, string>>({});
   const userMemberLevel = Number(user?.memberLevel ?? 0);
+  const hasMonthlyPlan = planList.some((plan) => plan.planCategory === "monthly");
+  const hasYearlyPlan = planList.some((plan) => plan.planCategory === "yearly");
+  const activeBillingCycle: SubscribeBillingCycle = billingCycle === "yearly" && hasYearlyPlan ? "yearly" : hasMonthlyPlan ? "monthly" : hasYearlyPlan ? "yearly" : billingCycle;
+  const showBillingCycle = hasMonthlyPlan && hasYearlyPlan;
 
   // 拉取套餐列表
   useEffect(() => {
@@ -234,7 +238,7 @@ export default function SubscribePlanList({ embedded = false, onBillingCycleChan
     const groupByLevel = new Map<number, PlanGroup>();
 
     planList.forEach((plan, index) => {
-      if (plan.planCategory !== billingCycle) {
+      if (plan.planCategory !== activeBillingCycle) {
         return;
       }
 
@@ -250,7 +254,7 @@ export default function SubscribePlanList({ embedded = false, onBillingCycleChan
     });
 
     return groups;
-  }, [billingCycle, planList]);
+  }, [activeBillingCycle, planList]);
 
   const showPaySubscribe = useCallback((plan: ProductPlan) => {
     void openPaySubscribeDialog({ type: "subscribe", plan });
@@ -259,48 +263,50 @@ export default function SubscribePlanList({ embedded = false, onBillingCycleChan
   const joinCls = (...parts: Array<string | false | undefined | null>) => parts.filter(Boolean).join(" ");
 
   return (
-    <div className={joinCls("plans", embedded && "plans_embedded")}>
-      <div className="plans__points-row">
-        <div className="billing_cycle" role="tablist" aria-label={t("subscribe.billing_cycle_tabs_label")}>
-          <button
-            type="button"
-            role="tab"
-            className={joinCls("billing_cycle__tab", "billing_cycle__tab_with_badge", "billing_cycle__tab_monthly", billingCycle === "monthly" && "billing_cycle__tab_active")}
-            aria-selected={billingCycle === "monthly"}
-            onClick={() => {
-              setBillingCycle("monthly");
-            }}
-          >
-            <span className="billing_cycle__tab-inner">
-              <span className="billing_cycle__label">{t("subscribe.billing_monthly")}</span>
-              <span className="billing_cycle__badge billing_cycle__badge_hot" aria-hidden="true">
-                {t("subscribe.billing_badge_hot")}
+    <div className={joinCls("plans", embedded && "plans_embedded", !showBillingCycle && "plans_no-billing-cycle")}>
+      {showBillingCycle ? (
+        <div className="plans__points-row">
+          <div className="billing_cycle" role="tablist" aria-label={t("subscribe.billing_cycle_tabs_label")}>
+            <button
+              type="button"
+              role="tab"
+              className={joinCls("billing_cycle__tab", "billing_cycle__tab_with_badge", "billing_cycle__tab_monthly", activeBillingCycle === "monthly" && "billing_cycle__tab_active")}
+              aria-selected={activeBillingCycle === "monthly"}
+              onClick={() => {
+                setBillingCycle("monthly");
+              }}
+            >
+              <span className="billing_cycle__tab-inner">
+                <span className="billing_cycle__label">{t("subscribe.billing_monthly")}</span>
+                <span className="billing_cycle__badge billing_cycle__badge_hot" aria-hidden="true">
+                  {t("subscribe.billing_badge_hot")}
+                </span>
               </span>
-            </span>
-          </button>
-          <button
-            type="button"
-            role="tab"
-            className={joinCls("billing_cycle__tab", "billing_cycle__tab_with_badge", "billing_cycle__tab_yearly", billingCycle === "yearly" && "billing_cycle__tab_active")}
-            aria-selected={billingCycle === "yearly"}
-            onClick={() => {
-              setBillingCycle("yearly");
-            }}
-          >
-            <span className="billing_cycle__tab-inner">
-              <span className="billing_cycle__label">{t("subscribe.billing_yearly")}</span>
-              <span className="billing_cycle__badge billing_cycle__badge_value" aria-hidden="true">
-                {t("subscribe.billing_badge_value")}
+            </button>
+            <button
+              type="button"
+              role="tab"
+              className={joinCls("billing_cycle__tab", "billing_cycle__tab_with_badge", "billing_cycle__tab_yearly", activeBillingCycle === "yearly" && "billing_cycle__tab_active")}
+              aria-selected={activeBillingCycle === "yearly"}
+              onClick={() => {
+                setBillingCycle("yearly");
+              }}
+            >
+              <span className="billing_cycle__tab-inner">
+                <span className="billing_cycle__label">{t("subscribe.billing_yearly")}</span>
+                <span className="billing_cycle__badge billing_cycle__badge_value" aria-hidden="true">
+                  {t("subscribe.billing_badge_value")}
+                </span>
               </span>
-            </span>
-          </button>
+            </button>
+          </div>
         </div>
-      </div>
+      ) : null}
 
       <div className="plan-grid-container">
         <div className="plan-grid">
           {planGroups.map((planGroup) => {
-            const groupKey = `${billingCycle}-${String(planGroup.level)}`;
+            const groupKey = `${activeBillingCycle}-${String(planGroup.level)}`;
             const selectedPlanItem = planGroup.plans.find((item) => item.key === selectedPlanKeyByGroup[groupKey]) ?? planGroup.plans[0];
             const plan = selectedPlanItem.plan;
             const price = Number(plan.price ?? 0) / 100; // 价格单位为分，需要除以100转换为元